Qualified Charitable Distribution (QCD)

Turn Your Required IRA Distribution Into Immediate Impact

A simple way to reduce taxable income and support the causes you care about.

If you are age 70½ or older, you can make a gift directly from your IRA to CASA of St. Louis through a Qualified Charitable Distribution (QCD).

Why consider it?

• Satisfies your Required Minimum Distribution (RMD)

• May reduce your taxable income

• Requires no itemized deduction

• Makes an immediate difference

Many donors are required to withdraw funds from their IRA each year. Instead of increasing your taxable income, you can redirect part — or all — of that distribution to charity.

Note: The annual QCD limit for 2026 is $111,000 per individual (indexed annually for inflation). This information reflects federal law as of January 2026. Please confirm current limits with your IRA custodian or advisor.

To qualify:

• You must be age 70½ or older

• The transfer must go directly from your IRA custodian to {Nonprofit Name}

• The gift must be completed by December 31 to count for this year